CAP Debt & Financial Health Service

Equipping churches to walk alongside families in financial distress.

Today, the lives of people in your community are being devastated as a result of debt and financial crisis. People who are skipping meals so their kids can eat and some are on the verge of being evicted. They may be feeling suicidal, depressed and alone.

Partnering CAP’s service with the compassion of the local church is changing lives every year. Families are getting their finances back on track, working their way out of debt, finding a supportive church family and coming to know God.

What is CAP's definition of poverty

Poverty is understood by CAP as the absence of financial well being. That is, an inability to meet day to day expenses, being vulnerable to shocks, and an inability to make choices that allow one to enjoy life now and into the future.

What CAP provides

CAP provides your church with all the training, support and financial counseling expertise  to enable you to deliver a professional service that’s proven to help some of the most vulnerable in society.  

  • Training and Support for CAP Coaches
  • Marketing Plan and Materials
  • Evangelism Training
  • Certified Credit Counselors 
  • Web-based Budgeting Tool
  • Video Teaching in English and Spanish
  • Student Workbooks in English and Spanish
  • Coaches Guide in English and Spanish
  • Ongoing support for success
  • Benevolence Software (5-10 users)
  • Intake Assessment Tool
  • Financial Checkup Tool
  • Tools to set up Financial Outreach Ministry
  • Capacity to see new families each month


Covenant Fellowship Church in the south Chicago suburbs partnered with CAP in 2020:

What your church needs to do

In order to open a CAP Debt & Financial Health Service, your church will need to do the following:

  • Identify someone from your church to become your church's CAP Center Manager.  Role description can be provided
  • Identify a few people within your church to be trained as Befrienders to go with the Center Manager on client visits.  Role description can be provided
  • Provide access to a computer, a cell phone, and internet. 
  • Set up your church's monthly donation to Christians Against Poverty (see details below).
  • Plan a Launch Event and book a CAP speaker to help launch your CAP Debt Center within your church.

To find out how your church can partner with CAP then call the CAP Team on 331-215-9067 or email [email protected] to find out more.

Simon Wilce, Exec Director meets Kim Huffman from The Compass Church, Naperville IL to find out why they partnered with CAP:

How much does it cost?

Monthly Donation

Opening a new CAP Debt & Financial Health Service requires a significant investment by CAP, but we are happy to make that investment in local churches that want to walk alongside people in financial distress.  We ask that churches share in the cost and make a monthly contribution.  

  • $150.00+ per month - Suggested donation for smaller churches (less than 500 people).
  • $150-$300+ per month - Suggested donation for larger churches (more than 500 people)

To find out how your church can partner with CAP then call the CAP Team on 331-215-9067 or email [email protected] to find out more.

Watch Christina's story to find out how CAP made a difference: