CAP Debt & Financial Health Service

We can help. Free. Professional Certified Credit Counseling.  There is hope!  We are here to support you in your journey to financial wellness.

Understanding personal finance can be challenging. CAP provides individuals with free budgeting tools and credit counseling to help you make informed decisions and move towards financial freedom.

TAKE the first step and call us.

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How can CAP help you?

CAP's trained certified Credit Counselors will put together advice and our trained workers will guide you through our service. 

CAP offer:

  • Credit Counseling
  • Student Loan Counseling
  • Budgeting
  • Financial Health Coaching
  • Housing Counseling
  • Bankruptcy Counseling
  • Debt Management Plans (DMP)
  • Simple Money Education

NOTE: CAP does not provide loans, grants or financial assistance. 

Pay your bills. Build your savings. Plan for your future!

Please call 888-777-4620 to book an appointment with your local CAP Center. 

  • Chicago Western Suburbs (Naperville area) CAP Center: Call toll-free at 888-777-4620 or call CAP's local number at: 708-866-5577.
  • Chicago Near West Suburbs (Elmhurst area)  CAP Center: Call toll-free at 888-777-4620 or call CAP's local number at: 708-866-5577.
  • Chicago Far West Suburbs (St. Charles area) CAP Center: Call toll-free at 888-777-4620 or call CAP's local number at: 708-866-5577.
  • Tulsa, OK CAP Center: Call toll-free at 888-777-4620 or call CAP's local number at 918-727-2728.

What will happen when I contact CAP?

When you call CAP, you’ll speak to someone from our friendly Credit Counseling Team. We will book an appointment for you and a CAP Center Manager will come out to visit you in your home.  

Does it cost anything?

No. Our service is completely free.

Do I have to be a Christian?

CAP helps anyone, regardless of religious beliefs, race, nationality, age, gender, marital status, sexual orientation or disability.

Reviews

"I'm really grateful for what CAP has done for me. They are fantastic. They provide a great service that has allowed me to focus on getting my life back on track." - James

"I had desperate thoughts because of my debts and not being able to provide for my kids. But CAP gave me hope and provided a way out. I have a home, food, power, hot water...and my kids are happy." - Natalia

If there isn't a CAP Center in my area, what other organizations can help me with credit counseling?

The National Foundation for Credit Counseling - Find out more by heading to their website:

The NFCC

The Financial Counseling Association or America - Find out more by heading to their website:

The FCAA

Watch Lamika's story: