The CAP Money Course

Find a CAP Money Course

The CAP Money Course is a free course that will teach you budgeting skills and a simple, cash-based system.   In just 3 sessions, you will learn how to gather, categorize and organize your finances so you can budget, save and prevent unmanageable debt.


Find your local course and get control of your finances. Our ZIP Code search will help you find your nearest CAP Money Course.  Click on the link above.  

Whether you feel pretty organised or whether it's like a roulette every time you try to withdraw cash from your account, the CAP Money Course will help you take complete control of your finances.

The CAP Money Course now helps over 10,000 people a year worldwide.

How the course works

The CAP Money Course is simple, flexible and effective. Each of the 3 sessions will be led by a CAP Money Coach and includes:

Building a budget: You’ll take a good look at where your finances are right now and use this information to build your own balanced, sustainable budget. Our free, online tool makes the process simple and gives you clarity around your budget immediately.

Implementing the CAP Money system: This system will simplify your spending and help make your budget work day-to-day. It operates using three accounts for your money: a regular payments account, a cash account and a savings account.

Learning to live on cash: By putting away the credit cards and spending only the cash you have budgeted for week-to-week, you’ll see how you really can get your finances under control.

Frequently Asked Questions

How long is the course? The course you sign up for will usually run over three evenings in consecutive weeks, but some are run during the day. Depending on the CAP Money Coach, there might be courses offered over one or two days.

Does the course cost anything? No, you will receive all of your materials and access to the CAP Money online tool free of charge when you attend the course.

Is CAP just for Christians? No, CAP helps anyone, regardless of religious beliefs, race, nationality, age, gender, marital status, sexual orientation or disability.


‘I found the CAP Money Course a great tool to help with budgeting. It has helped me have control over my finances rather than them having control over me.’ - Kate

‘I have been trying to put a budget together for years and have been unsure and a bit scared of even how to do so, but the CAP teaching material was really easy to understand and the Coaches were friendly, knowledgeable and really helpful.’ - Leah

‘Since completing the CAP Money Course, I have used the budget, save, spend model to get a grip on my finances. I was able to go on holiday for the first time in years, pay for Christmas and even pay for my wedding!’ - Mark

‘I heard about the CAP Money Course from a friend who went on the course. I wanted to pay off my credit card and stay out of my overdraft. It changed my life! I never thought it could be so easy, but the CAP Money system is so simple.’ - Annie