About Us


We exist because nobody should be held hostage by debt and poverty.

Nobody should be unable to feed their children, or heat their homes in winter. Poverty breaks families apart, has a huge impact on mental and physical health, and drives many to think that suicide is the only way out.

At CAP America we believe there’s always hope. Yes, poverty is real, with millions locked in its miserable grip. But CAP is bringing life changing freedom and good news to people in desperate need every single day.

After being established in the UK in 1996 and becoming an award winning international charity providing specialist credit counseling and group services, we’ve launched in America. Pioneering CAP America in Chicago, Illinois, we’re offering our expertise and empowering local churches to reach out to their communities and see the lives of the poor and vulnerable completely transformed.

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Faced with seemingly impossible challenges, John discovers what it means to trust God against all odds, and to meet each obstacle head on with a ‘nevertheless spirit’!

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Nevertheless book